Mondays...they stink.  Especially when you wake up to realize that you don't have clean pants for your child.  UGH!  Thankfully a little fluffing up in the dryer worked today.  Then, another child decides he wants to be moody and not get ready for school and makes us almost late.  Then you get to work and the Keurig says it won't brew because it needs descaled. UGHHHH!  This is after a weekend of trying to scrounge together enough money to put in the bank by Monday so your automatic withdrawal for your loan payment doesn't bounce.  Some days I just want to go home curl up and forget reality. 

But wait...your morning starts to turn around.  Miraculously if you push enough buttons the Keurig will work again! Yay for Coffee!!

Then you check your checking account and not only do you have enough money for the loan payment, but your paypal reward from Swagbucks hit your account!  Hello Monday...I am ready for you! Debt...you are going down this week! 

My Deep Dark Secret: Debt

Hi, my name is Jodi, and I am a debtaholic.  I have been living this way for the past 19 years and I have hit rock bottom.  I am ready to face my giant and get this debt rid of now and forever.  My debt reality is pretty grim.  Using the website UnDebtIt, I have calculated that this may take me four years to pay off if I do not acquire more debt.  Here is my debt reality in smallest to greatest

Bergners:  $87.98
Kohls: $185.31
Chase: $1428.57
Capital One: $2385.11
Discover Personal Loan: $4022.79
Gap Visa: $4883.77
Toys R Us: $4973.20
Citibank: $6139.64
American Education Systems (Student Loan): $10, 769.79
Discover Card: $12385.30
Discover Card: $15,539.19

For a Grand Total of $62,797.65.  My Debt Free Date: February 2021. 

My goal is to be come debt free before my date and before my 40th birthday, which will be February in 2020.